Spain's premier mortgage broker. Trusted by over 300,000 clients to navigate the Spanish financial system.
Save time
Fast and secure assessment. Know your eligibility in minutes with our transparent pre-check process.
Save money
Market-leading rates. On average, our clients secure interest rates 1.51% lower than the national average, significantly reducing your monthly commitments.
Save the hassle
Comprehensive management. We handle the entire documentation process, communicating with up to 20 banks on your behalf to ensure a seamless mortgage acquisition.
We compare the most competitive mortgage rates across the Spanish banking landscape
Spain’s leading mortgage broker – Over 300,000 successful financial evaluations processed annually.
Google reviews 4o mini
TESTIMONIALS
I’m absolutely chuffed with the service I received, particularly from Luis Bravo. He went above and beyond to hunt down the best deals from a whole host of banks and guided me through every twist and turn. He was ever so attentive and replied to any query in a jiffy. He’s made the whole mortgage search an absolute clear advice.
Our experience with iAhorro has been spot on from start to finish. They’ve had our backs every step of the way, always taking our needs into account. They bagged us far better terms than we’d have got wandering into bank branches. Alejo Díaz is a proper professional and fully committed to getting the job done. Thanks for all.
Couldn’t be more pleased with their handling of everything. They secured me the cheapest mortgage out there, beating any online quotes or branch offerings I’d come across. I’m 100% behind them — thoroughly recommended!
Olivia Weiss
12 reviews
Daniel Wagner
3 reviews
Thomas Müller Local guide - 15 reviews
We’re much more than a mortgage comparison tool — we guide you through the entire process.
Our secure path to property financing in Spain
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Tailored mortgage proposals based on your financial capacity
Independent negotiation to obtain optimized bank terms.
Fixed rate, variable rate, bundled products? We answer all your questions.
We decode the fine print, ensuring you fully understand your mortgage obligations
End-to-end administration: We manage and streamline all bureaucratic filing until the final signing
Successfully concluded: Your Spanish home ownership is now a reality.
Frequently Asked Questions
Can I apply for a mortgage in Spain as a foreign national?
Yes. Spain offers a mature mortgage market for both resident and non-resident foreign nationals. We facilitate applications for international clients regularly, ensuring full compliance with current regulations.
What are the requirements for a foreign national to get a mortgage?
Requirements differ between banks, but generally you’ll need to demonstrate financial stability, have steady employment, and provide all the necessary paperwork.
Is it more difficult to get a mortgage if I’m not a resident in Spain?
Yes, non-residents usually face stricter requirements, including more documentation and often a larger deposit.
What documents do I need as a non-resident foreign national?
Typically, you’ll need your passport, proof of income, bank statements, and occasionally a tax certificate from your country of residence.
How does my tax situation impact my mortgage application?
Income and tax compliance in your home country are primary variables. Transparency regarding your tax residency is a mandatory requirement. We advise on how to present your financial data to align with Spanish banking criteria.
We strive to find the perfect mortgage for you — in a simple, fast, and secure way. We’re industry leaders, negotiating with top banks to get the best offers and provide our services completely free of charge and with no obligation.
Certified by the Bank of Spain as a Real Estate Credit Intermediary No. D185
