Helping homebuyers in Spain for over 15 years

The fastest way to get the best mortgage in Spain 






Buying a home in Spain?

Spain’s leading mortgage broker – 300,000+ applications every year.

Save time 

In just a few minutes, we’ll let you know if your application is good to go.

Save money

We’ll secure you an interest rate that's 1.51% lower than the official average (iAhorro index vs. National Statistics Institute index). That’s a saving of £252 in monthly payments!

Save the hassle

Get quotes from up to 20 banks at once — all from the comfort of your home. We’ll handle all the paperwork for you.

We work with all major Spanish mortgage providers







Spain’s leading mortgage broker – Over 300,000 applications processed yearly

Google reviews






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TESTIMONIALS

I’m absolutely chuffed with the service I received, particularly from Luis Bravo. He went above and beyond to hunt down the best deals from a whole host of banks and guided me through every twist and turn. He was ever so attentive and replied to any query in a jiffy. He’s made the whole mortgage search an absolute doddle.

Our experience with iAhorro has been spot on from start to finish. They’ve had our backs every step of the way, always taking our needs into account. They bagged us far better terms than we’d have got wandering into bank branches. Alejo Díaz is a proper professional and fully committed to getting the job done. Thanks for all.


Couldn’t be more pleased with their handling of everything. They secured me the cheapest mortgage out there, beating any online quotes or branch offerings I’d come across. I’m 100% behind them — thoroughly recommended!

Olivia White

12 reviews

 Daniel Evans

3 reviews

Thomas Miller
Local guide - 15 reviews

We’re much more than a mortgage comparison tool — we guide you through the entire process.

Save money, time, and paperwork

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We get you personalized offers from several banks to choose from.

We negotiate on your behalf and get you better terms than if you went on your own.

Fixed rate, variable rate, bundled products? We answer all your questions.

We explain the fine print to help you choose a good option.


We handle and speed up all the paperwork. We help you with the application all the way to the signing.

And finally... start enjoying your new home in Spain!

Frequently Asked Questions

Can I apply for a mortgage in Spain as a foreign national?

Yes, foreign nationals can apply for mortgages in Spain, whether they are residents or non-residents.

What are the requirements for a foreign national to get a mortgage?

Requirements differ between banks, but generally you’ll need to demonstrate financial stability, have steady employment, and provide all the necessary paperwork.



Is it more difficult to get a mortgage if I’m not a resident in Spain?

Yes, non-residents usually face stricter requirements, including more documentation and often a larger deposit.

What documents do I need as a non-resident foreign national?



Typically, you’ll need your passport, proof of income, bank statements, and occasionally a tax certificate from your country of residence.



How does my tax situation impact my mortgage application?

Lenders take into account your income and tax position in your home country. Being upfront and transparent is essential.


We strive to find the perfect mortgage for you — in a simple, fast, and secure way. We’re industry leaders, negotiating with top banks to get the best offers and provide our services completely free of charge and with no obligation.


Certified by the Bank of Spain as a Real Estate Credit Intermediary No. D185

© iahorro

2025